July 19, 2019
An Op Ed by Dr. Vidor Friedman, past president of ACEP
Americans are fed up. Health insurance is increasingly costing more but covering less. According to a new Morning Consult poll, 59 percent of Americans say they wish their insurance company provided plans with lower deductibles so they could better afford the health care they need. Over the last 12 years deductibles in job-based health plans have nearly quadrupled. Such higher deductible plans can lead to surprise medical bills, leaving patients who suffer an emergency on the hook to pay for care out of their own pocket that they thought their insurance covered.
An overwhelming 81 percent of Americans believe the majority of costs associated with surprise medical bills are the responsibility of insurance companies. Unfortunately, the cost of care is increasingly being pushed back on patients.
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